ETF Overlap & Growth Analyzer
The ETF Analyzer helps you look "under the hood" of your exchange-traded funds to ensure you aren't accidentally over-concentrated in the same underlying stocks.
What is ETF Overlap?
Owning five different ETFs doesn't guarantee diversification. If all five funds hold large positions in the same companies (like Apple, Microsoft, or NVIDIA), you have high **overlap**. This means your portfolio may be far more vulnerable to sector-specific downturns than you realize.
How to Analyze Your Portfolio
Add Tickers
Enter the US ETF symbols for your holdings (e.g., VOO, QQQ, VTI).
Assign Weights
Enter the percentage of your total portfolio allocated to each fund. The total must equal 100% for an accurate audit.
Analyze
Click "Analyze Overlap" to generate your score and risk assessment.
Understanding Your Score
0% - 30%
Optimal Diversification. Your funds have distinct strategies or asset classes.
31% - 70%
Moderate Overlap. You likely have hidden concentration in Mega-Cap tech.
Above 70%
High Overlap. You are likely paying multiple fees for identical holdings.
Pro Features
Pro users can export detailed PDF reports and save multiple portfolio configurations for side-by-side comparison.
Sector Skews
The analyzer also identifies "Sector Skews." For example, if you own both VOO (S&P 500) and QQQ (Nasdaq 100), the tool will highlight your significant tilt toward Technology. This is acceptable if intentional, but dangerous if you believe you are "safe" through diversification.